The AI ledger that
listens, sees & records

Say it, snap it, chat it — Monetia books it for you. Budgets, reports, multi-currency, iCloud sync. Local-first.

🎙 Voice📷 Receipts💬 Chat💱 Multi-currency🔒 Local-first🌐 7 languages

Three ways, seconds to book

The AI understands them all

🎙

Say "lunch 35" and it's booked. On-device recognition first, AI audio understanding as backup — perfect on the go.

📷

Point at a receipt or invoice; OCR + AI extract amount, merchant, date and category. No more paper piles.

💬

Manage your ledger by chatting: "How much on food this month?" Create, update, query — all natural language.

Booking is the start; insight is the goal

🎯

Budgets & smart alerts80% warnings, 100% over-budget alerts, live monthly spend on your Lock Screen.

📊

Rich reportsCategory share and trends across day/week/month/year views.

💱

Multi-currency26 currencies built in; foreign spend auto-converts to your home currency.

☁️

iCloud syncSync across your Apple devices — no account required.

📤

CSV in & outTake your data out anytime, or migrate in from other apps.

🧩

Home Screen widgetsToday & month widgets at a glance, no app launch needed.

Your data, yours alone

Local-first storage, AI runs only when you ask; one-tap CSV export. No ads, no trackers, no data broking.